2027 ACA OPEN ENROLLMENT

Your health coverage.
A little clearer.

Find a health plan that fits your life.
We’ll help you understand the options.

Buying insurance on your own in Florida? Viva helps you compare Marketplace plans, check available savings, and understand your next step—at no cost for our help.

Get my free plan review

No obligation. No enrollment until you choose.

Your questions. Your language.
English · Español · Kreyòl Ayisyen

A father and daughter enjoying a sunny afternoon together

For the life you’re building.
And the people in it.

A DATE TO KEEP IN MINDDecember 15, 2026Enroll by this date for January 1 coverage.*

Florida-licensed agencyNo fee for our guidanceHelp in 3 languages

COVERAGE FOR YOUR NEXT CHAPTER

No job-based insurance?
Let’s look at your options.

Whether you’re starting fresh or reviewing a renewal, you don’t have to figure out Marketplace coverage alone.

Self-employed or working for yourselfFreelancers, gig workers, and small business owners.

Buying coverage for your familyExplore available plans and potential financial help.

Reviewing your current ACA planCheck next year’s costs, doctors, and prescriptions.

A REAL PERSON. A CLEAR NEXT STEP.

From “where do I start?”
to “I understand my options.”

Three simple steps.
You stay in control.

01
Tell us what you need.
Request a call or call Viva directly. We’ll talk through your situation in the language you’re most comfortable with.
02
Compare with clarity.
We review plans we represent, potential savings, monthly premiums, deductibles, doctors, and prescriptions.
03
Choose with confidence.
You decide what fits. If you’re ready, we help with your application and explain what’s needed to start coverage.

A low monthly premium is only part of the picture. We’ll help you look at the costs and coverage that matter when you actually use your plan.

LET’S MAKE YOUR NEXT STEP SIMPLE

A little help.
A lot more clarity.

Request your free ACA plan review. A Viva team member will contact you to discuss your options.

Help understanding potential savings
A review of doctors and prescriptions
Clear answers about coverage and costs

Prefer to talk now?(561) 956-3131Se habla Español. Nou pale Kreyòl.

Just a request for help. Please don’t send Social Security numbers, medical records, or payment information through this form.

VIVA INSURANCE GROUP

Let’s review your options.

No cost for our help. No obligation to enroll.

Form not loading? Open the request form or call Viva.

Submitting this form does not enroll you in insurance or guarantee eligibility, savings, or coverage.

A FEW THINGS TO KNOW

Good questions.
Straight answers.

Still have a question?
Ask Viva at (561) 956-3131 ↗

When should I enroll for 2027?

HealthCare.gov currently lists November 1, 2026 through January 15, 2027 for Open Enrollment. Enroll by December 15, 2026 for January 1 coverage, and pay any required first premium by your insurer’s deadline. Enrollment after December 15 generally starts coverage February 1. Check current official dates.

Does it cost anything to get help from Viva?

Viva does not charge you for its plan comparison and enrollment help. Insurance carriers compensate the agency. You’re under no obligation to choose a plan.

Can I get help paying for my plan?

You may qualify for financial help based on factors including household income, household size, and access to other coverage. The Marketplace determines eligibility. We can help you understand your options; savings and a specific premium are not guaranteed.

Can I keep my doctor and prescriptions?

That depends on the specific plan. We’ll help you check provider networks and prescription coverage before you decide. Networks and drug lists can change, so verify with the insurer and your providers too.

What should I have ready for a call?

Have your ZIP code, an estimate of your household’s 2027 income, who needs coverage, and the names of your doctors and prescriptions ready. If you’re renewing, your current plan information is helpful. You don’t need to enter these details in this contact form.

Can you help me in Spanish or Haitian Creole?

Yes. Viva offers help in English, Spanish, and Haitian Creole. Tell your agent which language you prefer when they contact you, or call (561) 956-3131.

Podemos ayudarte en español.

Nou ka ede w an kreyòl.

What if I miss Open Enrollment?

You may qualify for a Special Enrollment Period after certain life changes, such as losing qualifying health coverage, getting married, or having a baby. Eligibility, documentation, and timing depend on your situation. Medicaid and CHIP applications are available year-round. Learn about enrollment outside the annual window.

YOUR NEXT CHAPTER STARTS WITH A CONVERSATION

Let’s find your way forward.

Get my free plan review

Your health coverage.A little clearer.

No job-based insurance?Let’s look at your options.

From “where do I start?”to “I understand my options.”

Tell us what you need.

Compare with clarity.

Choose with confidence.

A little help.A lot more clarity.